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Cookie Policy

Last updated: June 20, 2025

1. What Are Cookies?

Cookies are small text files that are stored on your computer or mobile device when you visit our website. They help us provide you with a better experience by remembering your preferences and understanding how you use our site.

2. How We Use Cookies

Rettetranq uses cookies for several purposes:

  • Essential Cookies: Required for the website to function properly
  • Performance Cookies: Help us understand how visitors interact with our website
  • Functionality Cookies: Remember your preferences and personalize your experience
  • Marketing Cookies: Used to deliver relevant advertisements and track campaign effectiveness

3. Types of Cookies We Use

3.1 Essential Cookies

These cookies are necessary for our website to function and cannot be switched off. They include:

Cookie Name Purpose Duration
cookie_consent Stores your cookie preferences 1 year
session_id Maintains your session while browsing Session
csrf_token Security protection against cross-site attacks Session

3.2 Performance Cookies

These cookies help us understand how our website is performing and how we can improve it:

Cookie Name Purpose Duration
_ga Google Analytics - tracks visitors and sessions 2 years
_gid Google Analytics - tracks visitor interactions 24 hours
_gat Google Analytics - throttles request rate 1 minute

3.3 Functionality Cookies

These cookies remember your choices and provide enhanced features:

Cookie Name Purpose Duration
language_preference Remembers your language selection 1 year
font_size Remembers accessibility settings 1 year
newsletter_dismissed Remembers if you've dismissed newsletter popup 30 days

3.4 Marketing Cookies

These cookies are used to deliver advertisements that are relevant to you:

Cookie Name Purpose Duration
_fbp Facebook Pixel - tracks conversions and remarketing 90 days
_gcl_au Google AdSense - stores conversion data 90 days
LinkedIn_analytics LinkedIn conversion tracking 90 days

4. Third-Party Cookies

We may use services from third parties that set their own cookies. These include:

4.1 Google Analytics

We use Google Analytics to understand how our website is used. Google Analytics uses cookies to collect information about your use of our website. This information includes:

  • Pages you visit and time spent on each page
  • How you arrived at our website
  • What you click on while on our website
  • Your general geographic location

For more information about Google Analytics cookies, visit: Google Analytics Cookie Usage

4.2 Social Media Platforms

We use social media plugins that may set cookies when you interact with them:

  • LinkedIn: For professional networking and content sharing
  • Facebook: For social sharing and marketing
  • Twitter: For content sharing and engagement

4.3 Marketing and Advertising

We may use third-party advertising services that use cookies to:

  • Show you relevant advertisements on other websites
  • Measure the effectiveness of our advertising campaigns
  • Prevent you from seeing the same advertisement repeatedly

5. Managing Your Cookie Preferences

5.1 Cookie Consent Tool

When you first visit our website, you'll see a cookie banner allowing you to:

  • Accept all cookies
  • Accept only necessary cookies
  • Customize your cookie preferences

You can change your preferences at any time by clicking the "Cookie Settings" link in our website footer.

5.2 Browser Settings

You can also control cookies through your browser settings:

  • Chrome: Settings > Privacy and security > Cookies and other site data
  • Firefox: Options > Privacy & Security > Cookies and Site Data
  • Safari: Preferences > Privacy > Cookies and website data
  • Edge: Settings > Cookies and site permissions > Cookies and site data

5.3 Opt-Out Links

You can opt out of specific third-party cookies:

  • Google Analytics: Google Analytics Opt-out
  • Facebook: Facebook Ad Preferences
  • LinkedIn: LinkedIn Ad Preferences

6. Impact of Disabling Cookies

Disabling certain cookies may affect your experience on our website:

6.1 Essential Cookies

Disabling essential cookies may prevent you from:

  • Submitting forms on our website
  • Maintaining your session while browsing
  • Accessing secure areas of the website

6.2 Performance Cookies

Disabling performance cookies means:

  • We can't measure website performance
  • We can't identify and fix technical issues
  • We can't improve user experience based on usage data

6.3 Functionality Cookies

Disabling functionality cookies means:

  • Your preferences won't be remembered
  • You may need to re-enter information repeatedly
  • Some website features may not work properly

6.4 Marketing Cookies

Disabling marketing cookies means:

  • You may see less relevant advertisements
  • We can't measure advertising effectiveness
  • You may see repeated advertisements

7. Data Security

We take the security of cookie data seriously:

  • Cookies are transmitted securely using HTTPS encryption
  • We regularly review and update our cookie practices
  • Third-party cookie providers must meet our security standards
  • We limit access to cookie data to authorized personnel only

8. International Transfers

Some of our third-party cookie providers may transfer data outside of Canada. When this occurs, we ensure appropriate safeguards are in place to protect your information.

9. Children's Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect information from children through cookies or any other means.

10. Updates to This Policy

We may update this Cookie Policy from time to time to reflect:

  • Changes in our cookie practices
  • New technologies or services
  • Legal or regulatory requirements
  • Industry best practices

We will notify you of material changes through our website or direct communication.

11. Contact Information

If you have questions about our use of cookies, please contact us:

Data Protection Officer

Rettetranq Financial Services
1200 Bay Street, Suite 800
Toronto, ON M5R 2A5
Canada

Email: [email protected]
Phone: (416) 555-1234

12. Regulatory Information

This Cookie Policy complies with:

  • Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Provincial privacy legislation where applicable
  • Industry best practices for financial services

This Cookie Policy is effective as of June 20, 2025, and forms part of our overall Privacy Policy.

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